Spend time in any workplace and you’ll hear it: someone brings up workers’ compensation. Even if you think you could never be injured on the job or while performing job duties, it is critical that as an employee, you have a firm understanding of your rights. To help get you started, check out these 5 facts about workers’ compensation laws in New Jersey from an expert because it matters which attorney you select.
1. Workers’ Compensation Insurance
Sure, workers’ compensation exists – but where does the money really come from?
In fact, most companies are required to carry insurance policies specifically for this type of compensation. Dubbed “workers’ compensation insurance,” these insurance policies help guarantee that injured employees are fully covered.
2. More Than Just Medical Costs
If someone is injured on the job – they’ll only receive reimbursement for medical bills, right?
The truth is a little more complicated. While medical costs would certainly be covered by workers’ compensation – an injured worker also has a right to receive Worker’s Compensation benefits.
3. Liability And Negligence
In the State of New Jersey, a “workers’ compensation injury” is any injury that occurs while an employee is “in the course of their employment”. This means an employee is entitled to worker’s compensation benefits independent of who is at fault for the accident.
4. Path To Compensation
In the State of New Jersey, there are many rules and regulations which apply to workers compensation. For example, you must visit doctors that are chosen by your employer if you want your employer to pay for your medical bills. There are also rules about how much money you will receive when you are out of work due to a work-related accident.
It is illegal for an employer to discriminate against an employee who has filed a workers compensation claim. If you have filed a workers compensation claim you should contact a New Jersey Workers Compensation attorney at DK Law for a free consultation. We will work diligently to recover the most money available to you, to aid you in the recovery of your injury and injury-related expenses.
5. Proper Steps to File
Regardless of an employer’s decision to accept a worker’s compensation claim – proper steps on the part of the injured worker are critical.
Before you ever to try to file a claim, it is important to seek medical attention. A timely diagnosis immediately following your injury can help lend credibility to your case. Next, your employer is required to submit workers’ compensation paperwork to their insurance carrier – portions of which you must also fill out.
If your employer disputes worker’s compensation benefits you need sound legal advice.
Seek Qualified Legal Help
If you’ve been injured on the job, you need knowledge and experience. Attorney David H. Kaplan is well-versed in all things workers’ compensation and help get you the benefits you deserve. To schedule a consultation, contact the law offices of David H. Kaplan today.