The Legal Blog of David H. Kaplan | David H. Kaplan

Category Archives: Mortgage Renegotiation

Mortgage Renegotiation, How Do I Get Started?

Mortgage Renegotiation, How Do I Get Started?

When you got approved for your mortgage, chances are you met the qualifications that indicated you could afford to make your mortgage payments according to the terms of the loan. However, we all know that circumstances can change, especially when it comes to finances. Medical problems, loss of a job, divorce, and other significant life … Continue reading Mortgage Renegotiation, How Do I Get Started?

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Mortgage Fraud Alive and Well in New Jersey

Mortgage Fraud Alive and Well in New Jersey

According to a report published at NJ.com, a Monmouth County man has been sentenced to five years in federal prison for proving false property appraisals in a mortgage scheme that involved nine people. In addition, he will be required to pay $1.5 million in restitution. The group fraudulently purchased 15 properties in Elizabeth, New Jersey … Continue reading Mortgage Fraud Alive and Well in New Jersey

Predicting the Speed of a Bank Foreclosure

Predicting the Speed of a Bank Foreclosure

One of the scariest words in a homeowners’ vocabulary is foreclosure, the possibility that you might lose your house and be forced to move out of everything you’ve worked and strived for. If you’re struggling with paying off your mortgage, this can be a very real fear. New Jersey is among the highest in the … Continue reading Predicting the Speed of a Bank Foreclosure

The Importance of Having a Specialized Attorney

The Importance of Having a Specialized Attorney

Going through law school is similar to going to medical school; you learn the basics and the fundamentals of practice. Future attorneys, however, do not have to declare a specialty—even after graduation. Lawyers everywhere receive their Juris Doctorate (JD) degree from their law schools before spending months studying for the bar exam. Upon passing the … Continue reading The Importance of Having a Specialized Attorney